Last time I've revisited Google Play order processing, there was a 6 hour gap between order submission and the card being charged. The delay was artificial, naturally. I'm not exactly sure what was the reasons for such a design, probably, that was an allowance for return and refund; if the customer's remorse kicks in before the card is charged, Google doesn't have to pay the card transaction fee.
Effective July 2017, the gap is no longer on the order of hours; now it's 5-7 minutes.
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